Overview of Individual Income Tax Filing

Individual Income Tax Filing is one such task that every tax-paying Indian has to perform every year. It is basically all about declaring income received from different sources, claiming deductions, and paying due taxes to the Income Tax Department. Doing it early is always advisable, as it entails fewer errors, no server crashes, and a clear conscience. We have made the entire process of e-filing extremely simplified. Our process guides you through it easily, and it automatically takes your pre-filled information, assists you in choosing the right tax regime, and checks all entries correctly. Whether you are a working person or have a small business, it is designed to get you filed on time without any fuss.

Who Can Avail of ITR?

Of course, not everyone e-files, but if you belong to any of the groups below, it’s high time to log into your account and e-file. Here’s the the list of those who needs to do Individual Income Tax Filing in India: 

• Salaried Folks: If your annual income is above the exemption amount, you're eligible to return. Period.
• Freelancers and Pros: It might include consultants, doctors, lawyers, designers, or anyone who is self-employed and earns over the threshold amount every year. 
• Business Owners: Sole proprietors, partners, LLPs, or private limited companies to file their annual profit or loss statements. 
• Directors and Partners: If you were a company director or a member of a partnership (including an LLP), then you would also have to report income from this source.
• Investors: Earnings: Dividends (stock and Mutual Funds), Interest (Fixed Deposits and Bonds), and Capital Gains (Crypto Trados and F&O). GOTTA DECL
• High Spendners: File tax return if you or your spouse deposited ₹1 crore+ in current accounts, ₹50 lakh+ in savings accounts, incurred ₹2 lakh+ on foreign journeys, or ₹1 lakh+ on electricity charges.
• Refund Claimers: Overpaid through TDS or Advance Tax Payment. You can claim it back.
• Trusts and Charities: Religious societies or NGOs, which receive donations, have to apply to be transparent.

ITR Forms for Individual Income Tax Filing 

Well, India has return formats to suit everyone, ITR-1, which is for salaries, to the complex ITR-7, which is for trusts. It recommends one based on your input.

• No audit: September 16, 2025 (extended
• Tax audit (no transfer pricing): October 31, 2025
• Transfer pricing: November 30, 2025
• Revised/belated by: December.

Documents Required for Individual Income Tax Filing 

The Following documents are required for Individual Income Tax Filing in India:

General Documents Required for Income Tax Return

• PAN (Permanent Account Number): Required for all sorts of financial transactions and tax matters.
• Aadhaar (Linked to PAN): Aadhaar is requested for the purpose of verification and PAN linkages of tax records.
• Bank Account Information: We would like to handle any possible refund situations or check banking information.

Income-Related Documents

• Salary Slips: for confirmation of income derived from employment.
• Rent Receipts: In case of claiming House Rent Allowance (HRA).
• Form 16: This form contains the information regarding the tax paid on your income as part of your employment.
• Form 16A: Used for TDS on Income other than Salary.
• Form-16B: is used when TDS is required on the sale of property.
• Form-16C: When it comes to deduct
• Form 26AS: This is your tax credit statement, wherein all the taxes deposited against your PAN number will be reflected.

Deductions and Exemptions-related Papers

• Interest Certificates: These are issued by the bank or the post office for the savings accounts and fixed deposits.
• Home Loan Information: In case of claiming the deduction of home loan interest.
• Proofs of Tax-Saving Instruments: It includes life insurance, health insurance, and Publicica
• Provident Fund (PPF), National Savings Certificates (NSC), ELSS Mutual Funds, etc.
• Income from Capital Gains: Records of sales of any asset, such as stocks and real estate.
• Rental Income: Leases and rent receipts in case you own rental properties.
• Foreign Income and Dividend Income Proofs: Proof of income earned and dividends received.

E-Filing Procedure of Individual Income Tax Filing Online in India 

E-filing of income tax in India can be done in two main ways: offline to online and completely online. Below is a step-by-step process for income tax filing online and offline:

• Login to the Portal: Log on to the official website of the Income Tax Department for e-filing and click on “Login” at the top right corner of its home page.
• Login Credentials Details: Enter your registered username, typically your PAN number, and your password in the respective fields. Note the case sensitivity requirement for your password. Click "Continue" to move ahead.
• Access E-Filing Services: After login, the process to access e-file services is as follows: Click on the “e-File” tab from the dashboard and then on “File Income Tax Return” from the dropdown list to initiate the e-file income tax return process.
• Selection of Assessment Year and Filing Mode: To proceed with filing on the ‘File Income Tax Return’ page, you need to fill in your Assessment Year (AY). Assessment Year is equivalent to income dates ranging from April 1st, 2024, to March 31st, 2025, as represented by AY2025-26 in the ‘File
• Taxpayer Category Selection: Please indicate if you are filing as an Individual, a Hindu Undivided Family, or other types of entities. Click on the “Continue” button after that.
• Selecting the Appropriate ITR Form: Depending on the taxpayer type and income information, the platform will display relevant ITR form options to be chosen based on the source of income.
• Reason for ITR Filing: Choose the purpose for which you are e-filing income tax returns, which could be for regular assessment, claiming a refund, or filing a revised return.
• Review and Edit Pre-Filled Information: Some areas of the portal might be pre-filled on the basis of information held by employers, banks, etc. These need to be checked and corrected wherever the information is wrong.
• Validate ITR Return Details: Check a detailed display of your ITR related to income, deductions, and tax payable. Make sure that everything is correct before you proceed.
• Make Tax Payment: If applicable, pay any tax dues through the e-payment gateway. Choose your bank and preferred payment mode, which could be net banking or even through debit/credit cards.

After making the tax payment (if required), the Individual Income Tax Filing will be successfully filed with the Income Tax Department. Please make sure you understand and follow this process on how to file an IT return correctly. ITR Filing is more than just compliance; it is the way to get rebates, loan sanctions, and smooth running of finances. With dates such as September 16, 2025, for general taxpayers, do not get caught up in the queue. The process is seamless with us, from auto-filled information, regime classification, and pest-free ITR filing in just a few minutes. Whether employed, self-employed, or a businessman, comply and get all deductions on the table.